We understand that you need advice you can rely on as you look to meet your financial goals. We are not tied to any product providers, and we consider a range of products offered across the market to ensure that the advice we give is specifically tailored to your individual needs. We will arrange a bespoke financial plan for you, and provide ongoing support and assistance for as long as you need us, to meet your financial goals and to give you the best outcome that we can.
We are continually strengthening our financial planning team, expanding our advisory offering, and setting the foundations for our continued growth so that we can bolster our high-quality service to the benefit of our clients.
Our service includes advice to you in the following areas:
Are you worried about the sustainability of your financial arrangements? Perhaps you are concerned about the impact of withdrawals on your capital or the effect of inflation? We use market-leading analysis tools that can take these factors into account to guide and inform you on your financial planning, showing you how much money you could have in the future and whether you're on track to achieve your financial goals.
Looking for advice on saving into a pension and planning for your retirement? It is never too late to start planning. We will look to understand your retirement objectives and use your desired retirement lifestyle and ambitions as a base to advise you on how to best plan and save before you retire, and how to access those benefits when you finally do retire.
If you are seeking greater control over your pension investments or have specific requirements linked to your business, we can review your circumstances and objectives to assess whether utilising a SIPP or SSAS arrangement may help to meet this. SIPP or SSAS arrangements may allow for you to make a loan to your business from the pension scheme, or perhaps purchase your business premises or other commercial property should this be of interest.
Would you like to see your money work harder for you? Or even use it to generate a sustainable income? We conduct in-depth research on the investment options available to our clients. We gain an understanding of our clients’ investment experience and appetite for investment risk and tailor our solutions to recommend the most suitable investment options to them. We will also consider the most appropriate tax wrappers and suggest a diversified asset allocation that meets their investment objectives.
We advise our clients on structuring their finances tax efficiently. Taxation can be difficult to understand. There may be a number of tax allowances and reliefs available to you of which you are not currently taking advantage. The more tax you pay, the harder your investments must work to achieve the same returns. We can help you identify how to use these allowances and reliefs effectively and advise you on which you should use.
We will help you structure your financial affairs to ensure your money can be passed on to your loved ones efficiently, both during your lifetime and when you pass away; making sure your money ends up with the people you want for the reasons you choose. We will work with you, in conjunction with your solicitor and accountant to provide you with a tailored solution that achieves your objectives.
Many families would struggle to make ends meet if a family member developed a serious illness or passed away. This is why it is so important to take advice to ensure you have the right level of financial protection and insurance in place. The main reasons for setting up financial protection are to:
Many families would struggle to make ends meet if a family member developed a serious illness or passed away. This is why it is so important to take advice to ensure you have the right level of financial protection and insurance in place. The main reasons for setting up financial protection are to:
Have you considered the financial impact of the loss of a key person to your business? Or perhaps you are concerned about what happens to your share of the business should anything happen to you or another director? We can recommend suitable assurance plans for these situations that will give you peace of mind. If you are a company director, you may wish to consider Relevant Life cover as a more tax-efficient alternative to conventional life cover.
Managing Director
Dominic joined Walker Crips in 1994, after graduating from De Montfort University with a degree in Land Management, specialising in retail and commercial property valuation, property development, investment and finance. After becoming a Managing Director in 2017, Dominic now divides his time between advising clients and managing the Wealth Management division.
dominic.martin@wcgplc.co.uk
01904 544329
Finance and Operations Director
Don is an FCCA qualified accountant who joined Walker Crips in 2000 and became York Office Finance Director in 2014. He is responsible for financial governance across the York Office; in 2017 his role was enhanced to include Operations. Don has gained extensive accountancy experience during his time at Walker Crips and prior, including working within the Corporate Recovery division at Arthur Andersen in Birmingham and various practice roles before moving to this industry.
don.formhals@wcgplc.co.uk
01904 544306
Chartered Financial Planner
As a Chartered Financial Planner, Scott has a demonstrated history of working with individuals, entrepreneurs and businesses over the last 17 years. Through his experiences, he has built financial plans and solutions for clients in various areas such as pensions, life assurance, business protection, estate planning, trusts, corporate pensions, employee benefits, personal investments, savings and tax planning. Scott’s personable and approachable manner helps to ensure clients feel comfortable in the knowledge their needs and finances are well looked after.
scott.palmer@wcgplc.co.uk
01904 544346
Chartered Financial Planner
James is a Chartered Financial Planner and member of the PFS with over 20 years of experience working in financial services. He provides personal financial planning and wealth management services to private individuals, families, professional partners and business owners. His advice primarily focuses on pension funding, retirement and estate planning. James takes great pride in building lasting and trusting relationships with his clients, enabling him to truly understand their goals and aspirations and provide a unique and tailored service.
james.bonarius@wcgplc.co.uk
01904 544316
Wealth Management Consultant
Julie first joined Walker Crips in 2010 and has more than 25 years of experience in the sector, specialising in pension and investment planning. She is responsible for managing the pension and investment portfolios for a wide range of clients, and also deals with corporate clients. Julie is fully qualified in financial planning with the level 4 Diploma in Financial Planning.
julie.rossington@wcgplc.co.uk
01904 544309
Wealth Management Consultant
Graham has over ten years of experience in the financial services industry and is currently working towards his Chartered status. He is passionate about helping his clients and their families achieve their financial goals and prides himself on being able to explain complex financial rules to his clients in a way that is easy to understand.
graham.knott@wcgplc.co.uk
01904 544328
Compliance Manager
Lisa is the Compliance Manager for the Wealth Management and Pensions divisions. Lisa first joined the company in 1991 as a Life and Pensions Administrator and obtained the Financial Planning Certificate before joining the Compliance team in 2006. Having worked in various departments, she has a good understanding of all aspects of the business and the financial services industry.
lisa.starkey@wcgplc.co.uk
01904 544327
Client Services Manager
Having first joined the company in 1991, Brett has a wealth of knowledge on all aspects of wealth management for both individual and corporate clients. With the introduction of Auto Enrolment, Brett successfully assisted over 60 employers in meeting their regulatory requirements. He also manages many Group Life Death in Service and Group Income Protection Schemes. As well as managing corporate clients, Brett also deals with new and existing ISAs, investment and pension portfolios, and investment bonds for the company's individual client base.
brett.duncan@wcgplc.co.uk
01904 544314
Paraplanner
Tricia Moss is a Paraplanner for the Wealth Management division. She has over 25 years of experience in the industry, having started out as a Consultant before becoming a Paraplanner. Having worked for Walker Crips Wealth Management since August 2013, Tricia prides herself in providing an efficient service to consultants and clients alike.
tricia.moss@wcgplc.co.uk
01904 544341
Trainee Advisor
James started out in the Pensions division in 2018, where he administered various Small Self-Administered pension schemes and Funded Unapproved Benefit Schemes. In 2020 he moved to the Wealth Management division to undertake a Trainee advisor role . As well as studying for his exams to become a financial planner, James deals with new and existing stock and shares ISAs, investment portfolios, and pension portfolios for his designated consultant Graham Knott.
james.mayo@wcgplc.co.uk
01904 544317
Trainee Advisor
Kyle joined Walker Crips in 2020 as a Trainee Advisor. Having studied Finance and Investment Management at Northumbria University, Kyle is keen to begin a career in wealth management. Over the next three years, he will be gathering the expertise and knowledge necessary to achieve the CII Diploma in Regulated Financial Planning.
kyle.davies@wcgplc.co.uk
01904 544339
Should you have any questions or require any further information please call 01904 544300, email wealth@wcgplc.co.uk. or fill in the form below to request a call back.
There is no cost or obligation at our first meeting, and at that meeting, we will detail all future adviser charges before we commence working for you.
